Ok, not meaning to muddy the waters, but my playtest Sim thought, "wow! If I OWN the fishing holes and improve the property, would that count as money toward my total?" Technically you could stay in the wild on a fishing spot and if you own it you could even build a shelter/house there which means you could fish and farm right in your own backyard. As long as you don't "live" there, (because you would have to move to be able to do that), would this be legal? Basing this thought on the fact that anything you catch fishing is ok for sale so why not owning the fishing spot being ok for bringing in funds?
Also, is total value, (including home lot and house), part of the final money you have or just cash in hand?