Carl's The Sims 3 Gardening Guide: Money Trees
| Gardening | ||
|---|---|---|
| How to Garden | Find Seeds | Fertilizer |
| Plant Quality | Plant List | Omni Plant, Steaks, and more |

| Money Tree Properties | ||||
|---|---|---|---|---|
| Rarity | Harvest Value | Growth Time: No Fertilizer | Fertilized with Perfect Life Fruit | Max Harvestable Produce |
| Special | 100-800 | 12 | 9 | Nigh Infinite |
Money Trees are some of the rarest to obtain in quantity, because their produce is not plantable. These trees yield bags of Simoleons that can be cashed in for big money. Money trees are unique in that they will gradually rise in quality the longer they are tended to. When it reaches Perfect, it will spit out a seed of normal quality with which you can start the process on a second tree. Reach Gardening level 7, find special seeds, then grow them to get started on your first tree. Their exceptionally long life means that over time generations of families may have huge fields of these lucrative plants.
When a Money Tree dies from neglect (not watering it), it will leave bills behind which must be paid! If it dies of old age, it'll simply turn black. They die eventually, but the life span will likely endure 5+ Sim generations.
Finding Money Tree Seeds
Money Tree Seeds can be found anywhere special seeds are found:
- Search our site for special seed locations in each town. Many forum members have provided these spawn points on the various Expansion Pack boards.
Share locations of special seeds and tips on the Money Tree.
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Sims 3 University Life
My dog has mastered the digging skill and all I have to do is select "Sniff out something" and eventually he finds rare seeds.
You can also use "sniff out seeds" to achieve this.
When I get my dog's needs as high as they will go, I like to use the "lucky find" karma power and have him dig things up for as long as it lasts (about 7 hours). He finds a lot of valuables and special/rare finds then.